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Best 4TB NVMe SSDs 2026

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Game installs, 4K video projects, and photo libraries keep getting larger, and a 4TB NVMe SSD is the clean answer to running out of space. At this capacity you can hold a huge Steam library, an OS, and years of creative work on a single fast drive, with no juggling of files between disks. The good news is that 4TB models are now mature and widely available in both PCIe 4.0 and blazing PCIe 5.0 flavors, so you can match capacity to the speed your motherboard supports.

Before spending on a bigger drive, it is worth clearing the clutter first — our guide on how to free up disk space in Windows shows which files are safe to remove.

Upgrading to make room for your game library? See our guide on how to move Steam games to another drive to migrate everything without redownloading.

Below are five 4TB NVMe SSDs that reviewers rank near the top for 2026, based on independent reviews from Tom’s Hardware and other hands-on testers. We cover the safest all-round PCIe 4.0 picks, the best gaming drive, and the fastest PCIe 5.0 options, noting sequential speeds and design for each. Before you install one, see our guides to the best PCIe 5.0 SSDs for gaming, M.2 SSD heatsinks, and how to install an M.2 NVMe SSD.

Frequently asked questions

Is a PCIe 4.0 or PCIe 5.0 4TB SSD better?

It depends on your motherboard and needs. PCIe 5.0 drives like the Samsung 9100 Pro offer much higher sequential speeds but require a PCIe 5.0 slot and benefit from good cooling. For most gaming and everyday use, a fast PCIe 4.0 drive such as the 990 Pro feels virtually identical while costing less and running cooler. Choose Gen 5 mainly for heavy large-file workloads.

Do 4TB NVMe SSDs need a heatsink?

High-speed drives, especially PCIe 5.0 models, can benefit from a heatsink to avoid thermal throttling during sustained transfers. Many motherboards include M.2 heatsinks, and some SSDs ship with their own. For a typical PCIe 4.0 drive in a well-ventilated case, the board’s heatsink is usually enough. For Gen 5 drives, active or larger cooling is recommended.

Are single-sided or double-sided SSDs better?

Single-sided drives, like the Samsung 990 Pro at 4TB, place all chips on one side, which helps them fit in thin laptops and consoles with tight clearance. Double-sided drives, such as the 4TB WD SN850X, are fine in most desktops. Check your device’s clearance if you plan to install a 4TB drive in a laptop or handheld.

Is 4TB overkill for a gaming PC?

Not anymore. Modern games can exceed 100GB each, so a large library fills space quickly. A 4TB drive lets you keep many titles installed alongside your OS and other files without constant uninstalling. If you also record video or store large media, 4TB provides comfortable headroom and reduces the need for a second drive.



July 23, 2026

Our Trust Picks

Product rank 1 badge

Samsung 990 Pro 4TB

Why It's The Best

Key Features:
- 4TB capacity on PCIe 4.0
- Sequential reads around 7,450 MB/s
- DRAM cache with TLC NAND
- Single-sided design even at 4TB
- Heatsink and non-heatsink options

Pros:
- Excellent all-round performance
- Efficient, cool-running design
- Single-sided fits more systems

Cons:
- Priced above value drives
- Not a PCIe 5.0 drive

Is it the Right Pick?
Independent reviews from Tom's Hardware rate the 990 Pro the safest bet for most buyers, ideal for a fast, reliable 4TB drive on a PCIe 4.0 system.

Feature
Description
Capacity
4TB
Interface
PCIe 4.0 x4
Sequential Read
~7,450 MB/s
Cache
DRAM
NAND
TLC
Design
Single-sided, heatsink optional
Best For
All-round high-capacity use

Product Description:

The Samsung 990 Pro 4TB is the safest all-round pick, pairing a powerful DRAM-equipped controller with fast TLC flash for sequential reads around 7,450 MB/s. It stays single-sided even at 4TB and is available with or without a heatsink. Reviewers rate it a top choice for most builders.

Product rank 2 badge

WD Black SN850X 4TB

Why It's Second

Key Features:
- 4TB capacity on PCIe 4.0
- Around 7,300 MB/s reads
- Around 6,300 MB/s writes
- Gaming-focused performance mode
- DRAM-equipped controller

Pros:
- Excellent gaming performance
- Strong sustained speeds
- Widely available

Cons:
- 4TB model is double-sided
- No heatsink option at 4TB

Is it the Right Pick?
Independent reviews name the SN850X the best gaming SSD, ideal for gamers who want fast load times and a large library on one drive.

Feature
Description
Capacity
4TB
Interface
PCIe 4.0 x4
Sequential Read
~7,300 MB/s
Sequential Write
~6,300 MB/s
Cache
DRAM
Design
Double-sided
Best For
Gaming builds

Product Description:

The WD Black SN850X 4TB delivers around 7,300 MB/s reads and 6,300 MB/s writes with gaming-focused features, making it the top pick for gamers. The 4TB model is double-sided and available without a heatsink. Reviewers highlight its excellent balance of speed and gaming optimizations.

Product rank 3 badge

Crucial T500 4TB

Why It's Third

Key Features:
- 4TB capacity on PCIe 4.0
- Sequential speeds near the 990 Pro
- DRAM-backed controller
- Available with or without heatsink
- Strong price-to-performance

Pros:
- Flagship-class speed for less
- Consistent performance
- Good value at 4TB

Cons:
- Slightly behind top drives in some tests
- Not a PCIe 5.0 drive

Is it the Right Pick?
Independent reviews from Tom's Hardware rate the T500 the best 4TB value drive, ideal for buyers who want near-flagship speed at a lower price.

Feature
Description
Capacity
4TB
Interface
PCIe 4.0 x4
Sequential Read
~7,400 MB/s
Cache
DRAM
NAND
TLC
Design
Heatsink optional
Best For
Value high-capacity builds

Product Description:

The Crucial T500 4TB offers sequential numbers similar to the 990 Pro while typically costing a little less, making it a strong value alternative. It uses a DRAM-backed design for consistent performance. Reviewers consider it a top pick for buyers who want flagship-class speed for less.

Product rank 4 badge

Samsung 9100 Pro 4TB

Why It's Fourth

Key Features:
- 4TB capacity on PCIe 5.0
- Sequential reads well above PCIe 4.0
- DRAM-equipped high-end controller
- Heatsink options for cooling
- Top-tier sustained performance

Pros:
- Class-leading raw speed
- Great for huge file transfers
- High endurance rating

Cons:
- Requires a PCIe 5.0 motherboard
- Runs warmer without cooling

Is it the Right Pick?
Independent reviews rate the 9100 Pro the fastest 4TB SSD, ideal for enthusiasts and creators with PCIe 5.0 systems who want maximum throughput.

Feature
Description
Capacity
4TB
Interface
PCIe 5.0 x4
Sequential Read
~14,700 MB/s
Cache
DRAM
Cooling
Heatsink options
NAND
TLC
Best For
PCIe 5.0 performance builds

Product Description:

The Samsung 9100 Pro 4TB is the absolute fastest option for systems with a PCIe 5.0 motherboard, pushing sequential reads far beyond PCIe 4.0 drives. It targets users who want the highest possible throughput for large transfers. Reviewers rate it the top performance drive at 4TB.

Product rank 5 badge

Crucial T705 4TB

Why It's Fifth

Key Features:
- 4TB capacity on PCIe 5.0
- Very high sequential read speeds
- DRAM-backed controller
- Heatsink and bare versions
- Strong Gen 5 sustained performance

Pros:
- Excellent PCIe 5.0 speeds
- Cooling options available
- Great for creative workloads

Cons:
- Needs a PCIe 5.0 motherboard
- Premium price at 4TB

Is it the Right Pick?
Independent reviews rate the T705 among the best Gen 5 drives, ideal for creators and enthusiasts who want a fast 4TB PCIe 5.0 alternative.

Feature
Description
Capacity
4TB
Interface
PCIe 5.0 x4
Sequential Read
~14,100 MB/s
Cache
DRAM
Design
Heatsink or bare
NAND
TLC
Best For
Gen 5 creative builds

Product Description:

The Crucial T705 4TB is a top PCIe 5.0 drive with extremely high sequential speeds, offering a strong alternative for buyers on the newest platforms. It ships in heatsink and non-heatsink versions to suit different builds. Reviewers highlight its excellent Gen 5 performance.

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